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What Is Final Expense Insurance?

What Is Final Expense Insurance?

Final Expense Insurance is a type of whole life insurance policy that provides your family the funds needed to pay off bills and expenses once you have passed. Whole life insurance will provide a death benefit for your family. This type of life insurance also features a savings component where cash value may accumulate. Once the policy has a sizable cash value, these funds can be used to pay the policy premium, take out a loan at a lower rate than what banks offer, create an investment portfolio and/or supplement any retirement income.

Some benefits of whole life insurance include:

  • Guaranteed level premium that won’t increase over time
  • Guaranteed cash value
  • Guaranteed death benefit that won’t ever decrease

Final expense coverage insurance is affordable, which is why it’s the most reasonable – even for those with health problems. Applying for whole life insurance is quick and easy, and you don’t even need to undergo a medical examination as you would for other insurance policies. Those interested in final expense insurance would need to simply answer questions on an application and your Buckalew Financial Services agent will handle the rest!

What Is Final Expense Insurance?

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