Turning 65 is a major milestone, and understanding the relationship between Social Security and Medicare is crucial for maximizing your benefits.
When to Claim Social Security
You can claim Social Security as early as age 62, but waiting until your full retirement age (67) or even age 70 can mean significantly higher monthly benefits.
Medicare Enrollment
Most people should enroll in Medicare at 65, even if still working. If you’re covered by employer insurance, you may qualify for a Special Enrollment Period.
How They Work Together
Social Security provides income; Medicare provides health coverage. Together, they form the foundation of retirement security for most Americans.
Need help planning your retirement healthcare strategy?