Welcome to Buckalew Financial Services, your trusted independent insurance agency in Tampa, Florida. For over two decades, we’ve been helping Tampa Bay residents navigate the complex world of insurance — from Medicare planning to life insurance, health coverage, and retirement strategies. Our office serves the entire Tampa metropolitan area, including Hillsborough County, Pinellas County, and the surrounding communities of Brandon, Riverview, Apollo Beach, and Lutz.
Why Tampa Residents Choose Buckalew Financial Services
Tampa is one of Florida’s fastest-growing cities, with a diverse population that includes young professionals, growing families, and a large retiree community. Whether you’re a young family looking for affordable health insurance, a small business owner seeking group coverage, or a senior navigating Medicare for the first time, we have the expertise to help you make informed decisions about your insurance needs.
As an independent insurance agency, we don’t work for any single insurance company. Instead, we work for YOU. This means we can shop across multiple A-rated insurance carriers to find the coverage that best fits your budget and lifestyle. Our relationships with over 30 top-rated insurance companies give us leverage that captive agents simply don’t have.
Medicare Insurance in Tampa, Florida
Florida has one of the highest concentrations of Medicare beneficiaries in the United States, and Tampa is no exception. If you’re turning 65 or already enrolled in Medicare, understanding your coverage options is essential. Many Tampa seniors are surprised to learn that Original Medicare alone doesn’t cover all their healthcare expenses — there’s that pesky 20% gap that can add up quickly.
At Buckalew Financial Services, we specialize in Medicare Advantage plans, Medicare Supplement insurance, and Part D prescription drug coverage. Whether you prefer the flexibility of Original Medicare with a Supplement plan, or the all-in-one convenience of a Medicare Advantage plan with built-in drug coverage, dental, and vision benefits, we’ll help you compare your options and choose the plan that works best for your healthcare needs and your budget.
Our Tampa Insurance Services
- Medicare Advantage Plans — All-in-one plans including hospital, medical, and often prescription drug coverage with additional benefits.
- Medicare Supplement Insurance — Optional coverage that pays the 20% Original Medicare doesn’t cover.
- Part D Prescription Drug Plans — Standalone drug coverage to help manage medication costs.
- Life Insurance — From affordable term life policies to permanent coverage like whole life and indexed universal life (IUL).
- Health Insurance — Individual and family plans, including ACA marketplace coverage.
- Final Expense Insurance — Affordable burial and funeral coverage to ease the financial burden on your loved ones.
- Annuities — Tax-deferred retirement vehicles that can provide guaranteed income in retirement.
- Social Security Optimization — Strategies to maximize your Social Security benefits.
Serving the Entire Tampa Bay Area
Our office in Valrico, Florida puts us right in the heart of the Tampa Bay area. We proudly serve clients throughout Hillsborough County and beyond, including Tampa, Brandon, Riverview, Apollo Beach, Ruskin, Sun City Center, Lithia, Valrico, Seffner, Plant City, Lutz, Odessa, and more.
Why Local Tampa Insurance Matters
When you’re looking for insurance in Tampa, you have plenty of options — big box stores, online insurers, and national call centers. But here’s what many people don’t realize: insurance is local. Florida has unique insurance laws, climate considerations, and a retiree-heavy population that creates specific insurance needs you won’t find in other states.
As a locally-owned independent insurance agency, we understand the Tampa market. We know which carriers offer the best rates for Florida residents, which plans have the best network of local doctors and hospitals, and how to navigate the specific challenges that come with living in the Sunshine State.
Get Your Free Tampa Insurance Quote
The best part? Our consultations are always free, and there’s never any pressure to buy. We believe in education first, sales second. When you call or visit Buckalew Financial Services, you’ll get honest, straightforward advice about your insurance options.
Ready to get covered? Call us today at (813) 863-5917 for your free, no-obligation insurance quote.
Frequently Asked Questions
When should I sign up for Medicare in Tampa, Florida?
Your Initial Enrollment Period starts three months before your 65th birthday and ends three months after. If you’re already receiving Social Security benefits, you’ll be automatically enrolled. Many people in Tampa find they need help understanding the difference between Medicare Advantage and Supplement plans — that’s where we come in.
What’s the difference between Medicare Advantage and Medicare Supplement?
Medicare Advantage (Part C) bundles your Hospital (Part A), Medical (Part B), and often Drug (Part D) coverage into one plan. Medicare Supplement (Medigap) works alongside Original Medicare to cover the costs Medicare doesn’t pay. Both have pros and cons depending on your healthcare needs and budget.
Why should I use an independent insurance agent in Tampa?
Independent agents like Buckalew Financial Services can shop multiple carriers on your behalf. We don’t push one company’s products — we find the right coverage for your specific situation. And when you need to file a claim or make changes, you have a local contact who knows you by name, not a 1-800 number.
Buckalew Financial Services · 3031 Mojave Oak Dr, Valrico, FL 33594 · (813) 863-5917