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Understanding Senior Benefits: A Guide for Seniors and their Families


  • Seniors often have different needs than younger people
  • There are many benefits available to help meet those needs

Social Security

  • Social Security is a government program for retirement income
  • Eligibility is based on work history



  • Medicaid is a government program for those with low income
  • Can help with healthcare costs

Other Benefits

  • Other benefits include property tax relief, utility assistance, and meal programs
  • Available at state and local level


  • There are many benefits available to seniors
  • It is important to research and apply for those that are relevant to you
  • Contact local agencies for more information.

Supplemental Security Income (SSI)

  • SSI is a federal program that provides financial assistance to low-income individuals who are over 65, blind or have a disability.
  • The amount of SSI benefit received is based on income, resources and living arrangements.

Veterans Benefits

  • Veterans who have served in the military may be eligible for various benefits such as pensions, education, home loans and health care.
  • Eligibility for veterans benefits is based on length of service, disability status and other factors.

Long-term Care Benefits

  • Long-term care is a range of services that help people with chronic illness or disability with activities of daily living such as bathing, dressing, and eating.
  • Long-term care benefits may include Medicaid, Medicare, veterans benefits, and private long-term care insurance.

Retirement Communities

  • Retirement communities are housing options specifically designed for older adults.
  • They may include assisted living, independent living and continuing care options.
  • Some retirement communities may offer additional benefits such as meal plans, transportation and recreational activities.

It’s important to note that the specific senior benefits available to you may vary depending on your location, income, and other factors. Therefore, it’s important to research the options available in your area and to consult with a social worker or benefits counselor for personalized guidance.

Understanding Senior Benefits: A Guide for Seniors and their Families

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